Environmental Casualty Package (E-PAC) provides comprehensive casualty, environmental and professional protection.
Landmark Underwriters (LUW) is a Program Manager focusing on Environmental Package (EPAC) and Excess coverages. We provide coverage for environmental contractors, consultants, and engineers, as well as solar installation contractors. Our EPAC products are offered on A++ XV paper, and we write in 48 States across the country (no coverage available in New York or Louisiana). Our products are Retail distribution only, as we work with select Retailer insurance broker partners. LUW is licensed throughout the United States and we pride ourselves on being experts in this niche area of the insurance industry. Our goal is to evaluate the probability of environmental and professional risks, and offer coverage to transfer the risk not addressed by our Insured’s risk management department. Because our team is comprised of senior environmental underwriters and executives, we are experienced at understanding technical risk accurately.
ENVIRONMENTAL PACKAGE OVERVIEW
The Environmental Package is a combined Environmental Casualty Insurance package designed and intended for traditional Environmental Contractors and Design Professionals, and other specialty classes defined as “Environmental” by the Program appetite.
The Environmental Program coverage will include the following coverages.
Commercial General Liability (CGL)
Contractor Pollution Liability (CPL)
Professional Coverage (PL)
Follow Form Excess Liability (excess over CGL, PL, CPL, Auto and Employers Liability lines)
Carrier Rated “A++ XV” by A.M. Best
Primary Limits $1 Million per Occurrence/$2 Million Aggregate
Umbrella (Follow Form) up to $10 Million
Primary Minimum Premium: $2,500
Minimum Deductible: CGL – $2,500, Professional Liability – $5,000